MORTGAGE LOANS

See which loan program is best suited for you and your family.

RELIANCE Image

CONVENTIONAL LOAN

Whether it’s a first home, second, vacation getaway, or investment property, it all starts with the right mortgage financing. Conventional Home Loans by Reliance Mortgage are available for qualifying borrowers with good credit, low debt-to-income ratio, and varying sizes of down payments.

icon

Who can Qualify?

First-time home buyers, repeat home buyers, real estate investors, and more
icon

Down Payment Requirements

Down Payment as low as 3% available
icon

Mortgage Insurance

Lender paid mortgage insurance available
icon

Fixed Rate

10, 15, 20, 25, and 30-year terms available
icon

Adjustable Rate

3/6, 5/6, 7/6, and 10/6 terms available
High Balance Fixed and ARMs are available for homes in higher-cost areas

Who can Qualify?

First-time home buyers, repeat home buyers, real estate investors, and more

Mortgage Insurance

Lender paid mortgage insurance available

Adjustable Rate

3/6, 5/6, 7/6, and 10/6 terms available
icon
icon
icon
icon
icon

Down Payment Requirements

Down Payment as low as 3% available

Fixed Rate

10, 15, 20, 25, and 30-year terms available
High Balance Fixed and ARMs are available for homes in higher-cost areas
CONVENTIONAL

CONVENTIONAL LOAN

With low down payment options available

GOVERNMENT

FHA LOAN

Available with down payments as low as 3.5%

GOVERNMENT

VA LOAN

100% financing for eligible Veterans, Reservists and Active Duty Personnel

GOVERNMENT

USDA LOAN

Available in designated rural and suburban areas

SPECIALTY

JUMBO LOAN

A loan for every lifestyle

SPECIALTY

ALL IN ONE LOAN

Get financial flexibility and pay off your home loan faster

GOVERNMENT

203K RENOVATION LOAN

Turn the house you like into the home you love

CONVENTIONAL

FANNIE MAE HOMEREADY

Flexible funding with down payments as low as 3%

CONVENTIONAL

FREDDIE MAC HOMEPOSSIBLE

More possibilities with down payments as low as 3%

SPECIALTY

HOMEFUNDIT

Gifts from family and friends fund your down payment

GOVERNMENT

REVERSE MORTGAGE

Available for homeowners ages 62+

CONVENTIONAL

CONVENTIONAL LOAN

With low down payment options available

CONVENTIONAL

FANNIE MAE HOMEREADY

Flexible funding with down payments as low as 3%

CONVENTIONAL

FREDDIE MAC HOMEPOSSIBLE

More possibilities with down payments as low as 3%

GOVERNMENT

FHA LOAN

Available with down payments as low as 3.5%

GOVERNMENT

VA LOAN

100% financing for eligible Veterans, Reservists and Active Duty Personnel

GOVERNMENT

USDA LOAN

Available in designated rural and suburban areas

GOVERNMENT

203K RENOVATION LOAN

Turn the house you like into the home you love

GOVERNMENT

REVERSE MORTGAGE

Available for homeowners ages 62+

SPECIALTY

JUMBO LOAN

A loan for every lifestyle

SPECIALTY

ALL IN ONE LOAN

Get financial flexibility and pay off your home loan faster

SPECIALTY

HOMEFUNDIT

Gifts from family and friends fund your down payment